I have 2 dogs (a Boxer named Damien age 11 & a Rott/Shepherd mix named Snoop who is 13) 3 cats (Tinkerbelle & Mystic who are between 10-12 years old and Smokey, my 5 1/2 month old kitten) and a 1 year old no-name turtle.
Pets are great companions. They quickly become part of the family and I really can't picture us not having pets. However, pets can be verrrryyy expensive!! You not only have the expected cost of food, food dishes, litterboxes, litter, toys, treats, annual shots, etc... But then there are those times when you're broke til next payday & your cat is favoring his front paw or you see blood in your dogs stool. Those expenses aren't planned and they always come at the worst time! (Right before Christmas your Boxer scratches his eye & has to have surgery twice totaling $900. Yeah, it happens!!!) The only thing to do is [ expect the unexpected ]! As Dave Ramsey says, have a rainy day fund because its gonna rain!!
Yesterday I took my Damien to the vet with a ruptured tumor on the inside of his thigh. It has been there for several years but we were always told to just watch it. If it started to bother him we would need to have it removed. Sooo... After bloodwork an EKG, a weeks worth of antibiotics and $65 later, he checked out okay and is now scheduled for surgery next week. Surgery will include anesthesia, the tumor removal & pathology, pain meds & additional antibiotics and will cost us $250ish. Yeah, I definitely didn't pencil that in the budget this month, but lucky for us, we've got it covered. No need for "American Distress" or "Master-Card."
Get your emergency fund, people!! You can't afford not to!
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